Affiliate Banking Blackjack Bonuses Free Spins Games Mobile No Deposit Bonus Review Roulette Slots Software Vip
Licensed & Regulated in the UK

Club Player Casino Slots: Best Slot Games, RTP, Jackpots and How to Play for Real Money in 2026

UK Gambling Commission SSL Encrypted 18+ Only Responsible Gaming

If you're a US player looking for a solid online slots experience in 2026, Club Player Casino slots deserve a serious look. Powered entirely by Real Time Gaming (RTG) β€” one of the most trusted software providers for American players β€” the slot library here is both deep and diverse. Whether you're chasing life-changing progressive jackpots, hunting for high-RTP games to stretch your bankroll, or just want something fun with exciting bonus features, there's genuinely something here for every type of spinner.

This guide isn't just a plain list of titles. We've broken down the Club Player Casino slot games by player goal, so you know exactly which games to load up first depending on what you're after. We'll cover RTP percentages, volatility levels, jackpot slots, themed categories, how bonuses and free spins apply to slots, and practical tips to get started with real money play. Let's dive in. 🎰

🎰 Why Club Player Casino for Slots in 2026?

Let's be real β€” there are a lot of online casinos competing for US players' attention right now. So what makes Club Player Casino slot games stand out in 2026? A few things worth mentioning upfront:

  • RTG-Powered Library: Every slot at Club Player runs on Real Time Gaming software, which means consistent quality, certified RNG fairness, and a catalog that's been refined over years. You're not getting some fly-by-night collection of random games. For more on the technology behind the games, check out how RTG powers slot fairness and RTPs.
  • US Player Friendly: Club Player is one of the few reputable online casinos that actively welcomes US players in 2026, with payment methods and support specifically geared toward American customers.
  • Generous Bonus System: The casino layers on promotions specifically designed for slot play β€” welcome bonuses, reload offers, and cashback deals. More on that shortly.
  • Hundreds of Titles: From classic 3-reel slots to complex 6-reel video slots with cascading reels and pick-and-click bonus rounds, the variety is genuinely impressive.
  • Progressive Jackpots: RTG's network of progressive jackpot slots gives Club Player access to some hefty prize pools that can hit six figures or more.

The casino has been running long enough to build a solid reputation, and the slot experience in 2026 reflects years of refinement. Whether you're depositing $20 or $200, there are slots calibrated for your budget.

⭐ Top Slot Picks by Player Goal

Here's where this guide gets genuinely useful. Instead of just listing 50 game titles, we've sorted the Club Player Casino real money slots into categories based on what you're actually trying to achieve when you sit down to spin. Pick your player type and start from there.

πŸ₯‡ For Jackpot Hunters: Maximum Win Potential

If your goal is the biggest possible payout, you want the RTG progressive jackpot network. These games pool bets across multiple casinos and can deliver massive prizes. The most notable titles include:

  • Aztec's Millions β€” One of RTG's flagship progressives, regularly hitting into the millions. Medium-high volatility with a fun Aztec theme and solid base-game entertainment.
  • Spirit of the Inca β€” Another progressive with smaller but more frequent jackpot hits. Good for players who want jackpot exposure without the ultra-high variance of some other titles.
  • Shopping Spree II β€” A fan favorite in the RTG network with a quirky theme and progressive that builds steadily.
  • Megasaur β€” Dinosaur-themed progressive with strong visual production and a jackpot that attracts big hunters.

πŸ’Ή For RTP Optimizers: Best Return-to-Player Games

If you're all about making your bankroll last and giving yourself the statistically best shot at returns, focus on RTG titles with the highest published RTPs:

  • Cleopatra's Gold β€” RTP around 95.7%, progressive jackpot, Egyptian theme with free spins. A well-rounded pick.
  • Enchanted Garden II β€” RTP approximately 96.0%, fairy-tale theme with expanding wilds and scatter-triggered free spins.
  • Cash Bandits 3 β€” One of RTG's most popular titles in 2026, RTP around 97.69% in its best configuration, police-chase theme with a safe-cracking bonus round that can deliver massive multipliers.
  • Pig Winner β€” Simple, effective, high-RTP slot with a fun barnyard theme. Great for low-stakes sessions.

πŸ”₯ For Feature Lovers: Most Entertaining Bonus Mechanics

Some players don't primarily care about RTP or jackpots β€” they just want the most fun, most feature-packed experience. These slots deliver on that front:

  • Bubble Bubble 2 β€” Witch-themed with cascading wins, expanding wilds, and multiple free spin modes. Seriously addictive bonus structure.
  • Hen House β€” Hilarious barnyard slot with multiple bonus games, picking rounds, and free spin features. Low volatility and endlessly entertaining.
  • T-Rex II β€” High-production dinosaur slot with a stacked wilds mechanic and bonus round that can chain into huge wins.
  • Asgard β€” Norse mythology theme with FOUR different free spin features, each with a unique mechanic. Easily one of the most feature-rich RTG slots available at Club Player.
  • Gemtopia β€” Gem-collecting mechanic with a respin feature and expanding wilds. Modern feel with satisfying bonus triggers.

πŸ’° For Low-Stakes Players: Best on Small Budgets

Playing with a $20-$50 bankroll? These slots let you stretch the experience with low minimum bets and decent hit frequencies:

  • Lucha Libre 2 β€” Fun wrestling theme, low minimum bet, frequent small wins and entertaining bonus rounds.
  • Rudolph's Revenge β€” Seasonal-style slot with consistent payouts and accessible stakes.
  • Penguin Power β€” Simple 3-reel style slot with straightforward gameplay, perfect for casual sessions.
  • Fruit Frenzy β€” Classic fruit machine style with modern RTG engine. Minimal complexity, great for relaxed spinning.

πŸ’Ž Jackpot Slots: Chase the Big Prizes

The Club Player Casino jackpot slots category is where the real excitement lives for a certain type of player. RTG operates a network of progressive jackpots linked across multiple partner casinos, which means the prize pools can grow quickly and hit at genuinely life-changing amounts.

Here's what you need to know about how progressives work at Club Player:

  • Random Jackpot Trigger: Most RTG progressives can be triggered on any spin, regardless of the outcome of the base game. This is huge β€” it means even small bets have a shot at the jackpot.
  • No Max Bet Required: Unlike some other casino software, RTG's progressive jackpots don't always require maximum bet to be eligible. Check individual game rules, but this makes them more accessible for all budget levels.
  • Multiple Jackpot Tiers: Several RTG progressive slots feature multiple jackpot tiers (mini, minor, major, grand), giving more frequent hit opportunities at lower prize levels.
Slot TitleJackpot TypeThemeVolatilityBest For
Aztec's MillionsProgressive (Network)Aztec / AdventureHighBig jackpot hunters
Cleopatra's GoldProgressive (Network)EgyptianMediumRTP + jackpot combo
Spirit of the IncaProgressive (Network)Ancient CulturesMedium-HighFrequent jackpot hits
Shopping Spree IIProgressive (Network)Shopping / FunMediumCasual jackpot players
MegasaurProgressive (Network)DinosaursHighFeature + jackpot combo
GemtopiaFixed + RespinGems / FantasyMediumFeature lovers

One important note: jackpot slots are typically excluded from bonus wagering at most online casinos, including Club Player. Always read the terms on your bonus code before using it on progressive titles. For the full breakdown of bonus terms and which games contribute to wagering, see the bonuses and promo codes page.

πŸ“Š RTP & Volatility Guide for US Players

Understanding RTP (Return to Player) and volatility is essential if you want to make smart decisions about which Club Player Casino real money slots to play. Here's a quick primer:

RTP is the theoretical percentage of all wagered money a slot pays back over millions of spins. A 96% RTP slot theoretically returns $96 for every $100 wagered over time. It's not a session guarantee β€” it's a long-run statistical average. But higher RTP does mean better theoretical value.

Volatility (also called variance) describes the risk profile of a slot:

  • Low Volatility: Frequent but smaller wins. Good for entertainment value and stretching a budget. Examples: Hen House, Penguin Power.
  • Medium Volatility: Balance of frequency and size. The sweet spot for most players. Examples: Cleopatra's Gold, Shopping Spree II.
  • High Volatility: Infrequent wins but potential for large payouts. Requires patience and a bigger bankroll buffer. Examples: Aztec's Millions, T-Rex II, Asgard.
Slot TitleRTP (%)VolatilityJackpot?Key Feature
Cash Bandits 3~97.69%HighNoSafe-cracking bonus, multipliers up to 500x
Enchanted Garden II~96.0%MediumNoExpanding wilds, scatter free spins
Cleopatra's Gold~95.7%MediumProgressiveFree spins with 3x multiplier
Asgard~96.0%HighNo4 different free spin modes
Bubble Bubble 2~95.5%MediumNoCascading wins, expanding wilds
Hen House~95.2%LowNoMultiple bonus games, pick rounds
Aztec's Millions~95.1%HighProgressiveNetwork jackpot, free spins
Lucha Libre 2~95.0%Low-MediumNoWrestling bonus rounds, fun theme

RTG publishes RTP information for their games, and Club Player Casino operates under those published figures. The RNG (Random Number Generator) is independently certified, meaning the results are genuinely random and not manipulated. If you want a deeper look at how the technology ensures fairness, our software and RTG platform page covers it in detail.

🎁 Bonuses, Free Spins & Bonus Codes for Slots

Here's one of the best parts about playing Club Player Casino slots: the bonus system is generously stacked in favor of slot players. Let's break down how it all works.

Welcome Bonus & Reload Bonuses

Club Player offers a substantial welcome package for new players, with a percentage match on your first deposit (and often several subsequent ones). The majority of these bonuses are eligible for slot play, which is great news. Match bonuses effectively give you more money to spin with, extending your session and giving you more shots at hitting features or jackpots.

Most deposit bonuses at Club Player come in the form of a percentage match β€” for example, a 200% match on a $100 deposit gives you $200 in bonus funds, bringing your total to $300 to play with. Use bonus codes on slots to activate these offers β€” you'll typically enter a promo code during or after your deposit to claim the offer.

Free Spins Offers πŸ‹

Free spins are one of the most popular bonus types for slot players, and Club Player regularly runs free spins promotions tied to specific RTG titles. These let you spin the reels without touching your own balance, which is a fantastic way to explore new games. Get free spins to try slots risk-free β€” our dedicated free spins page lists all current offers and the eligible slots for each one.

No Deposit Bonus 🎁

If you haven't deposited yet, Club Player also offers free chip no deposit bonuses that you can use on slots without funding your account first. It's the most risk-free way to try Club Player Casino real money slots before committing real money. Try slots with a free chip no deposit β€” check the current offers and claim codes on that page.

Understanding Wagering Requirements on Slots

Wagering requirements are the number of times you need to play through a bonus before withdrawing winnings. Here's what US players at Club Player need to know about slots specifically:

  • Slots typically contribute 100% to wagering requirements β€” meaning every dollar bet on an eligible slot counts fully toward clearing your bonus. This makes slots the most efficient games for meeting wagering requirements.
  • Progressive jackpot slots are usually excluded from bonus play or contribute at a much lower rate (often 0-5%). Always check the specific bonus terms.
  • Classic 3-reel slots may have a different contribution rate than video slots β€” typically 25-50% at many RTG casinos. Verify this in Club Player's current terms.
  • Wagering multipliers at Club Player vary by bonus type β€” welcome bonuses, reload bonuses, and free spins winnings may each have different requirements. Read the fine print before you spin.

πŸ† Slot Categories & Themed Games

Part of what makes the RTG library at Club Player so enjoyable is the sheer variety of themes and game styles. Let's walk through the main categories so you can find your flavor quickly.

πŸ§‘β€πŸš€ Adventure & Mythology Slots

This is one of the strongest categories in the Club Player library. RTG has always excelled at building slots around epic themes:

  • Asgard β€” Norse gods, Thor's hammer, Odin's ravens. Four free spin modes keep it fresh across sessions.
  • Aztec's Millions β€” Ancient Aztec civilization with treasure hunt vibes. Progressive jackpot is the main draw.
  • Spirit of the Inca β€” Inca empire theme, mystical tone, progressive jackpot.
  • Caesar's Empire β€” Roman colosseum setting with stacked wilds and free spins. Solid mid-variance option.

🌿 Nature & Animal Slots

Animal-themed slots have a huge fanbase, and RTG delivers well in this space:

  • Hen House β€” Barnyard comedy with multiple bonus games. One of the most entertaining low-volatility slots available.
  • Penguin Power β€” Cute and simple, great for casual play.
  • T-Rex II β€” Dinosaur slot with serious win potential through stacked wild mechanics.
  • Megasaur β€” Another dino title but with a progressive jackpot twist.

✨ Fantasy & Magic Slots

If you enjoy a bit of enchantment with your spinning:

  • Bubble Bubble 2 β€” Witch's cauldron theme, cascading wins, genuinely one of the most visually appealing RTG slots of recent years.
  • Enchanted Garden II β€” Fairy-tale forest, expanding wilds, excellent RTP for the category.
  • Gemtopia β€” Gemstone fantasy with respin mechanics and expanding wilds.

πŸ’Ž Classic & Retro Slots

For players who prefer the simplicity of traditional slot machines:

  • Fruit Frenzy β€” Pure classic fruit machine style. No fuss, just spinning.
  • Triple Gold β€” Three-reel classic with gold bar symbols and straightforward paylines.
  • Lucky 6 β€” Simple reel setup with dice and luck-themed symbols.

🎲 Action & Pop Culture Slots

  • Lucha Libre 2 β€” Mexican wrestling theme. Surprisingly deep bonus structure for a fun, casual slot.
  • Cash Bandits 3 β€” Police chase and bank heist theme. Despite the fun exterior, this one has one of the best RTPs in the RTG catalog and a genuinely exciting safe-cracking bonus.
  • Shopping Spree II β€” Lighthearted retail therapy theme with a progressive jackpot.

For a full overview of all game types available β€” including blackjack, roulette, and video poker alongside slots β€” see the complete Club Player Casino games page.

πŸ’² How to Play Club Player Casino Real Money Slots

Ready to start spinning for real money? Here's a step-by-step walkthrough for US players in 2026:

Step 1: Create or Log Into Your Account

If you're new, registration takes just a few minutes. You'll need a valid email, a username, and basic personal information. Existing players can head straight to the Club Player Casino login page to access their account.

Step 2: Claim Your Bonus

Before you deposit, check what welcome offers or no deposit bonuses are currently available. If there's a no deposit free chip offer, grab that first and try some slots without risking a cent. When you're ready to deposit, use the applicable bonus code to maximize your starting balance. See all current bonus codes for the latest offers.

Step 3: Make a Deposit

Club Player supports multiple payment methods tailored for US players. Head to the cashier section and choose your preferred method. For details on all available options, withdrawal times, and rules, the banking page has everything you need.

Step 4: Choose Your Slot

Use the guide above to select a slot that fits your goal for the session. If you're new, we'd recommend starting with a medium-volatility title like Enchanted Garden II or Cleopatra's Gold β€” both have good RTPs, interesting features, and won't drain your bankroll too quickly.

Step 5: Set Your Bet Size

Before spinning, configure your bet per line and number of active paylines. Key tips:

  • Activate all paylines to maximize your chances of hitting winning combinations.
  • Keep your bet size at 1-2% of your total session bankroll per spin for sustainable play.
  • If you're using bonus funds with wagering requirements, check whether adjusting bet size affects wagering speed.

Step 6: Spin and Enjoy the Features

Hit spin and let the RTG engine do its thing. When bonus rounds trigger β€” free spins, pick games, multipliers β€” the real excitement begins. Track your balance as you play and know when to walk away if variance swings against you.

Step 7: Cash Out Your Winnings

Once you've met any applicable wagering requirements, head to the cashier to request a withdrawal. Club Player processes cashouts to various methods, with specific timeframes depending on the payment option you choose.

πŸ“± Mobile Slots at Club Player Casino

In 2026, most players are spinning on their phones or tablets at least part of the time, and Club Player's RTG-powered slot library handles mobile exceptionally well. The games run directly in your mobile browser β€” no download or dedicated app required β€” and scale cleanly to both smartphone and tablet screens.

Touch controls work intuitively: tap to spin, swipe to adjust bet levels, and tap bonus round options when they appear. The visual quality and audio hold up well on mobile, and RTG's engineering means load times are fast even on mid-range devices.

Whether you're on iOS or Android, the experience is solid. For a full breakdown of mobile compatibility, browser recommendations, and tips for the best mobile slot experience, visit our mobile slots guide.

βœ… Practical Tips & Slot Strategy for 2026

Let's close out with some real, actionable advice for playing Club Player Casino slot games in 2026. Slots are ultimately games of chance β€” no system can guarantee wins β€” but smart play habits make a real difference to your experience and your bankroll longevity.

πŸ’₯ Tip 1: Match Your Game Choice to Your Session Goal

Going in with a clear goal makes everything better. Jackpot hunting? Load up Aztec's Millions and accept the high variance β€” you might have long dry spells but you're buying a ticket to a potentially massive prize. Entertainment session with a modest budget? Pick Hen House or Lucha Libre 2 for frequent interaction and fun features without fast bankroll bleed.

πŸ’₯ Tip 2: Always Use a Bonus Code

Never deposit without checking whether there's an active bonus code first. Even a 100% match bonus effectively doubles your playing time. Club Player regularly has reload offers for existing players too. Check current bonus codes before every session.

πŸ’₯ Tip 3: Understand the Wagering Before You Commit

The most common mistake new players make is not reading the wagering requirements on a bonus. Know the multiplier, know which games are eligible, and know whether progressive slots are excluded. This prevents surprises when you try to cash out.

πŸ’₯ Tip 4: Use Free Spins to Explore New Games

When Club Player runs free spins promotions on specific titles, use them as a chance to test games you haven't played before β€” without any financial risk. You might discover a new favorite. Check current free spins offers to see what's running right now.

πŸ’₯ Tip 5: Play High-RTP Games When Clearing Bonuses

If your primary goal is meeting a wagering requirement to release bonus funds, prioritize high-RTP eligible slots like Cash Bandits 3 or Enchanted Garden II. The higher return percentage means you lose less of your balance statistically while grinding through the requirement.

πŸ’₯ Tip 6: Set Session Limits and Stick to Them

Decide your session budget before you start, and stop when you hit it β€” win or lose. Chasing losses is the fastest way to turn a fun session into a frustrating one. High-volatility slots can run cold for extended periods, and emotional decisions in those moments lead to overspending.

πŸ’₯ Tip 7: Try Slots in Demo Mode First

Club Player allows players to try many RTG slots in demo mode before wagering real money. Use this feature to understand the paytable, learn how bonus rounds trigger, and check the betting options β€” all before a cent of real money is on the line.

πŸ’₯ Tip 8: Take Advantage of the VIP Program

Regular slot players earn comp points as they play, which feed into Club Player's loyalty system. Points can be converted to bonus cash, and higher VIP tiers unlock better cashback rates and exclusive offers. If you're playing regularly, make sure you're maximizing VIP benefits. Learn more about the Club Player VIP program.

πŸ”₯ Final Thoughts: The Best Starting Point for US Slot Players in 2026

The Club Player Casino slots library in 2026 is genuinely one of the strongest RTG-powered collections available to US players. It's not just the quantity β€” it's the quality and variety of titles across all volatility levels and themes, backed by certified fair RNGs and a generous bonus ecosystem that actively rewards slot play.

Our honest recommendation for where to start, depending on your player type:

  • πŸ† Jackpot Hunters: Start with Aztec's Millions or Cleopatra's Gold
  • πŸ’Ή RTP Optimizers: Load up Cash Bandits 3 or Enchanted Garden II
  • πŸ”₯ Feature Lovers: Asgard or Bubble Bubble 2
  • πŸ’° Low Stakes / Casual: Hen House or Lucha Libre 2

Claim a no deposit bonus to try slots without risking real money first, then move into a deposit bonus to really unlock the full experience. The RTG platform at Club Player is solid, the games are fun, and for US players in 2026, this remains one of the go-to destinations for online slot play. Good luck, spin smart, and enjoy the ride! 🎰⭐

Frequently Asked Questions

Club Player Casino offers hundreds of slot titles powered by Real Time Gaming (RTG), including classic 3-reel slots, feature-rich 5-reel video slots, and progressive jackpot slots. Popular titles include Asgard, Cash Bandits 3, Aztec's Millions, Cleopatra's Gold, Bubble Bubble 2, Enchanted Garden II, Hen House, and many more. The library spans themes from ancient mythology and adventure to nature, fantasy, and classic fruit machines.
RTG slots at Club Player Casino typically have RTPs ranging from approximately 94% to 97.69%. The highest RTP slot currently available is Cash Bandits 3 at approximately 97.69% in its optimal configuration. Other high-RTP options include Enchanted Garden II (~96.0%), Asgard (~96.0%), and Cleopatra's Gold (~95.7%). Progressive jackpot slots generally have slightly lower base RTPs because a portion of each bet goes toward the jackpot pool.
Yes, absolutely. Club Player Casino is one of the few reputable online casinos in 2026 that actively and legally accepts US players. You can play all RTG slot titles for real money, make deposits using US-friendly payment methods, and withdraw your winnings. Just make sure to check the banking page for the most current deposit and withdrawal options available to players in your specific state.
The biggest jackpot slots at Club Player Casino are the RTG network progressives β€” most notably Aztec's Millions, which has paid out jackpots in the millions. Other notable jackpot slots include Cleopatra's Gold, Spirit of the Inca, Shopping Spree II, and Megasaur. These progressives are linked across multiple RTG-powered casinos, meaning the prize pools can grow quickly between hits. Note that jackpot slots are typically excluded from or have reduced contribution toward bonus wagering requirements.
Yes β€” and this is one of Club Player's strongest points for slot players. Most deposit match bonuses and free spins offers at Club Player are specifically designed for slot play. Video slots typically contribute 100% toward wagering requirements, making them the most efficient games for clearing bonuses. However, progressive jackpot slots are usually excluded from bonus play, and classic 3-reel slots may have a reduced contribution rate. Always read the specific bonus terms before activating any offer.
Yes, the RTG slot library at Club Player Casino is fully mobile-compatible in 2026. Games run directly in your mobile browser on both iOS and Android devices β€” no app download is required. Touch controls are intuitive, graphics scale well to different screen sizes, and load times are fast on most modern mobile devices. Virtually all slot titles available on desktop are also playable on mobile.
Volatility describes the risk and reward profile of a slot. High-volatility slots like Aztec's Millions or Asgard pay out less frequently but have the potential for large wins when they do hit β€” better suited to players with larger bankrolls and patience for dry spells. Low-volatility slots like Hen House or Penguin Power pay out more frequently with smaller amounts β€” ideal for players with modest budgets who want extended entertainment. Medium-volatility slots like Cleopatra's Gold or Enchanted Garden II offer a balance of both.
Yes! Club Player Casino offers no deposit free chip bonuses that allow you to play real money slots without making a deposit first. These are the perfect way to explore the slot library and get a feel for the games before committing your own funds. You can find the current no deposit bonus codes and claiming instructions on our dedicated no deposit bonus page. Keep in mind that winnings from no deposit bonuses are subject to wagering requirements and maximum cashout limits.

Player Reviews

Hear what our players have to say about their experience at club player casino

Derek M. from Texas

Been playing at Club Player for about eight months now and the RTG slots are seriously impressive. Cash Bandits 3 is my personal favorite β€” hit the safe bonus round with the 249x multiplier last month and it was absolutely insane. The RTP on that game is no joke. Highly recommend for any serious slot player.

Sandra K. from Florida

I tried Club Player mainly because they accept US players and I wasn't disappointed. The no deposit bonus let me try out Asgard before committing real money β€” loved the four different free spin modes, it never gets repetitive. When I did deposit, the match bonus gave me a solid bankroll to really explore the library.

Marcus T. from California

Aztec's Millions is my obsession. I know it's high volatility and I accept the dry spells, but the thought of hitting that progressive jackpot keeps me coming back. Club Player's interface for navigating to jackpot slots is clean and easy. No complaints about the gameplay experience at all.

Brittany L. from Ohio

As someone who mostly plays on my phone, I was worried the slot experience might be clunky on mobile. Totally wrong β€” the games load fast, touch controls are smooth, and the graphics are great even on a smaller screen. Bubble Bubble 2 looks especially gorgeous on mobile. Really happy with Club Player overall.

James R. from New York

I appreciate that this guide actually explains RTP and volatility instead of just listing game names. I always used to just pick games randomly, but switching to Enchanted Garden II and Cash Bandits 3 based on high RTP genuinely made my bonus funds last longer. That's real practical value right there.

Angela F. from Nevada

The free spins promotions at Club Player are some of the most generous I've seen at a US-friendly casino in 2026. Got a free spins offer on Hen House last week and it's now one of my favorites β€” super entertaining with all the bonus games packed in. Club Player clearly knows what slot players want.

Exclusive Offer
Spin to Win!

Get a chance to win free spins or bonus credits

18+ only. New players only. Min deposit applies.